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Tax-Efficient Savings

Grow your wealth in a more tax-efficient manner by utilising options available for longer-term savers

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Keep More of Your Money

Understand How to Maximise Your Savings in Germany
Create a Wealth-Building Plan Tailored to Expats in Germany
Access Expert Guidance and Ongoing Support from Qualified Advisers
Benefit from Independent Financial Advice and Customised Solutions
Leverage Tax-Efficient Savings Strategies for Expats in Germany
Enjoy Personalised, Ongoing Financial Support from a Dedicated Advisor

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Are Your Savings Tax-Optimised?

If you’re living in Germany, your dividends, interest, and capital gains above the annual nil rate band of €1,000 (€2,000 for married couples) are subject to taxation. For those building wealth over the medium to long term, it’s crucial to take advantage of tax-efficient savings vehicles that can help reduce your tax liabilities and maximise your future financial growth. By saving more efficiently, you can protect your wealth and ensure a secure financial future.

Our qualified advisors can help you prioritise your longer term savings goals and determine which options work best for your specific needs. As expats, our needs will vary and a clear picture is required to find the best possible solutions.

Understand Your Needs

If you don't know where you're going, you'll end up some place else

Yogi Berra

Once you understand your needs, we can then help you build a tailored plan to grow your wealth in a more tax-efficient manner. This could be via a single contribution (lump sum), regular savings, or a combination of both to achieve your goals.

Build a Tailored Plan

The compound effect is the principle of reaping huge rewards from a series of small, smart choices

Darren Hardy

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Tax-Efficient Savings Products in Germany

Germany offers several tax-efficient savings structures that enable long-term savers to invest in quality ETFs and mutual funds while enjoying significant tax advantages. These vehicles are designed to help you grow your wealth more efficiently by minimising tax liabilities on your investments. The right structure for you depends on your individual financial situation and goals. At LeX-Wealth, we provide expert advice to help you navigate these options, ensuring your savings are optimised for maximum growth and efficiency.