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Retirement Planning

Build a plan to achieve your retirement goals with one of our pension specialists

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Retirement Planning

Build a Plan for Your Future

Identify and Understand Your Retirement Needs in Germany
Set Clear and Achievable Goals for Your Future Income
Access Expert Guidance and Ongoing Support from Qualified Advisers
Benefit from Independent Financial Advice and Customised Solutions
Maximise Your Savings with Tax-Efficient Retirement Vehicles
Enjoy Personalised, Ongoing Support from a Dedicated Advisor

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Is the German State Pension Enough for Your Retirement?

The German state pension is unlikely to provide the level of income most people need for a comfortable retirement. With an aging population placing increasing pressure on the system, state pension benefits are expected to decline over time. To maintain the standard of living you desire in retirement—at the age you choose—building additional savings is essential. At LeX-Wealth, we help expats in Germany create tailored retirement plans to supplement state pension benefits and secure a financially stable future.

Our qualified advisors can help you understand the cost of retirement and what shortfall you may have that needs to be bridged between now and when you retire. This is the first stage and is very often an eye opener for many people.

Understand Your Needs

If you don't know where you're going, you'll end up some place else

Yogi Berra

Once you understand your needs, we can then help you build a realistic and achievable retirement goal. This is done by determining how much you should be saving on a monthly basis and how much your existing assets need to grow by.

Set Specific Goals

You can't manage what you don't measure

Peter F. Drucker

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Tax-Efficient Retirement Products in Germany

Germany offers several tax-efficient structures designed for long-term savers, enabling you to invest in quality ETFs and mutual funds while minimising your tax burden. These savings vehicles are ideal for building wealth and supplementing your retirement income. The right structure for you depends on your individual financial goals and circumstances. At LeX-Wealth, we provide expert guidance to help expats in Germany choose the best retirement products to maximise growth and tax efficiency.