A blue umbrella floats in a cloudy sky, suggesting themes of weather protection or whimsical flight against a moody backdrop.

Income Protection

Peace of mind in knowing you are financially secure in the event of a serious accident or illness

Home

Services

Income Protection

Build Financial Security

Safeguard Your Ability to Support Your Family’s Financial Future
Calculate the Optimal Amount of Income Protection Cover for Your Needs
Access Expert Guidance and Support From Qualified Advisors
Benefit From Independent Financial Advice and Customised Solutions
Find an Income Protection Policy Tailored to Your Unique Circumstances
Enjoy Ongoing Support From a Dedicated Advisor for Long-Term Security

A hand holds a payment terminal while another hand approaches with a wearable device, suggesting contactless payment.

Is Your Income Protected in Germany?

In Germany, 25% of individuals will face a serious illness or disability before reaching the age of 65. If you are unable to work due to health issues, the German state provides a small pension of just 15%-30% of your last income, and no support is available until you’ve paid five full years into the DRV system. For expats and families, bridging this gap is essential to maintaining financial stability, especially if others rely on your income. At LeX-Wealth, we offer tailored income protection solutions to safeguard your financial future and provide peace of mind.

Our qualified advisors can help you understand how the state income protection works and what gaps you have in your cover. Based on your personal circumstances we can determine the optimal cover required to provide financial security.

Determine the Right Cover

If a child, a spouse, a life partner or a parent relies on you and your income, you need income protection

Suze Orman

Once you understand the level of cover required for you and your family, we can then help you find a provider that best suits your needs. This is done by reviewing a number of factors such as financial stability, pay out rates and the price of your cover.

Find the Best Provider

Nothing is more important than your life and your ability to make a living. So it makes good sense to insure your greatest asset - You!

BT Australia

A woman stands facing a group of seated colleagues in a conference room, leading a meeting or presentation with large windows in the background.

Income Protection Solutions for Expats in Germany

Income protection policies provide flexible solutions that adapt to your changing circumstances, ensuring you remain financially secure. For expats in Germany, these policies can offer a crucial safety net, especially with providers that continue to provide coverage even if you decide to leave the country. At LeX-Wealth, we specialise in tailoring income protection plans to suit your unique needs, giving you peace of mind no matter where life takes you.